Desktop Application Only

Your financial privacy, protected by design.

Custodi is a desktop application for individuals and businesses. Connect your external accounts, view all your financial details in one place, and let military-grade encryption and AI-governed safety protect every transaction — locally, on your machine.

Download. Connect. Control.

Install the Custodi desktop app, link your external financial accounts, and get a unified, encrypted view of your entire financial infrastructure — with zero data leaving your machine.

No spam. Just release updates and early access instructions.

DESKTOP ONLYAI GOVERNED EXECUTIONBANK-GRADE ENCRYPTIONLOCAL BY DESIGN
Custodi dashboard — account balances and agent stack
HOW IT WORKS

Up and running in three steps.

From download to full financial oversight — in minutes.

01

Download Custodi

Install the desktop app on your Mac or Windows machine. Setup takes under two minutes. Your Safety Agent activates immediately — locally, with no cloud dependency.

Available for macOS & Windows
02

Link Your Accounts

Connect your banks, wallets, and financial services using encrypted, read-permissioned integrations. Custodi never stores your credentials — only encrypted tokens stay on your device.

Bank-grade OAuthAES-256 encrypted tokens
03

Manage Your Finances

View every balance, transaction, and account in one unified dashboard. Execute transfers with AI-governed safety — every action evaluated, every decision explained, every key protected.

Unified dashboardSafety-gated execution
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No spam. Just release updates and early access instructions.

SECURITY

Enterprise-grade security standards.

Built on protocols trusted by financial institutions, governments, and security researchers. Your money is guarded at every layer.

AES-256 Encryption

All credentials, keys, and account data are encrypted at rest using AES-256 — the same standard used by governments and military institutions worldwide.

Encrypted Key Vault

Private keys are stored in a Tauri Stronghold vault, isolated from the OS filesystem. Keys are never exposed in memory beyond their immediate use.

Zero Data Exfiltration

No financial data ever leaves your machine. There are no telemetry calls, no remote logging, and no server-side storage of your account information.

Append-Only Ledger

Every action is recorded in a tamper-evident, append-only local ledger. Nothing is overwritten — creating a complete, auditable history of all activity.

Identity-Backed Sessions

Sessions are gated by identity verification and KYC checks before any execution is permitted. Your identity protects your finances.

TLS in Transit

All external connections use TLS 1.3 with certificate pinning. When Custodi does talk to an external service, it does so securely and verifiably.

SAFETY AGENT

Every transaction gets a verdict.

Your on-device AI Safety Agent evaluates five behavioral signals before any transaction can be broadcast. The verdict is deterministic — and some cannot be undone.

GREEN

Execution Cleared

All five behavioral signals passed. The transaction proceeds immediately. Trust graph intact, no anomalies detected, AML screening clear.

CLEARED FOR BROADCAST
AMBER

Cooling Off Period

One or more signals raised concern. The transaction is paused. You must reconfirm after a mandatory waiting period — protecting against pressure or impulsive decisions.

PAUSED — RECONFIRM AFTER TIMER
RED

Execution Blocked

A critical signal failed. The transaction is blocked with no override path. Social engineering, anomalous amounts, or AML flags triggered a hard stop.

NO OVERRIDE EXISTS — HARD BLOCK
SIGNALS EVALUATED:Trust Graph IntegrityAmount Anomaly14-Day Rolling BaselineAML Velocity ScreeningSocial Engineering Detection
SAFETY IN ACTION

Verdicts are clear.

Every verdict includes structured reasoning from five behavioral signals. Fully traceable.


SAFETY REVIEW UI

GREEN verdict

Execution cleared

Verdict colors are semantic and reflect execution state.

Custodi Safety Review GREEN screenshot
PLATFORM CAPABILITIES

Built for the desktop. Built for power.

Features that are only possible because Custodi lives on your machine — not in a browser tab, not on a server.

Multi-Account Synchronization

KEY

Connect and sync balances, transactions, and history across all your banks, wallets, and financial services simultaneously. One live view, always current.

Desktop-Grade Secure Storage

KEY

Credentials and keys are stored in an OS-level encrypted vault — isolated from the browser, inaccessible to other apps, and never written to unprotected disk.

Offline-First Architecture

Your financial data is cached locally and accessible without an internet connection. Sync only happens on your terms, over secure, verified channels.

Unified Account Dashboard

All accounts — checking, savings, crypto wallets, investment portfolios — aggregated into a single, searchable, organized interface built for power users.

Granular Permission Controls

Choose exactly what each connected account can do. Read-only, transfer-enabled, or execution-gated — you set the rules for every integration.

Tamper-Evident Audit Log

Every action — account link, sync, transfer, verdict — is written to a local append-only ledger. Nothing is overwritten. Everything is traceable.

SAFETY IS STRUCTURAL

Safety is enforced, not suggested.

Built for individuals managing personal finances and businesses governing organizational spend. Every layer is designed to protect your financial privacy.

AI Safety Enforcement

Every transaction is evaluated by a local AI Safety Agent. A RED verdict blocks execution — no override exists. Safety is structural, not optional.

On-device MLTrust graph scoringCooling off periods

Local-First Privacy

Your Personal Safety Agent runs entirely on your device. No remote scoring, no external API calls during evaluation, no data leaves your machine.

No remote scoringNo network until clearedRuns on your machine

Modular Agent Architecture

10 specialized AI agents with strict separation of concern. Every request flows through the Orchestrator with append-only ledger state.

Structured pipelineOrchestrator routingAppend-only ledger

Explainable Verdicts

No opaque risk scores. Every GREEN, AMBER, or RED decision includes structured reasoning derived from five behavioral signals. Fully traceable.

Trust graph integrityAmount anomalyAML screening

Secure Wallet Execution

USDC wallet execution with keys stored in encrypted vaults. Pre-approval gates and idempotent design ensure safe financial operations.

Encrypted key storagePre-approve patternIdempotent design

Zero-Knowledge Transfers

Privacy-preserving transfer wrapper for approved sends. Activated only after safety clearance. Revenue-neutral safety — privacy without compromise.

ZK proofsPost-verdict activationRevenue neutral
Architecture

Structured execution pipeline. No broadcast before non-RED verdict.

INTENTUser actionORCHESTRATORRouting + stateENTITLEMENTSPlan gateIDENTITYKYC + sessionSAFETY + RISKSignals + AMLWALLETPre-approveLEDGERAudit trailBROADCASTOn-chain exec
NO BROADCAST UNTIL:NON-RED VERDICTWALLET PRE-APPROVALLEDGER RECORDED

Diagram is illustrative. Agent boundaries and execution gates are enforced by orchestration.

PRICING

Transparent plans.

The Safety Agent remains mandatory across all tiers. Plans affect privacy and governance capabilities. Choose the right fit for your needs — individual or business.

FREE
$0

2.99% processing fee per transaction

  • Safety Agent enforcement
  • Public transfers
  • Explainable verdicts
  • Single wallet
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PROFESSIONAL
$25/month

2.99% processing fee per transaction

  • Private transfers via Unlink
  • AMBER cooling off protection
  • Priority updates
  • Multi-wallet support
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ENTERPRISE
$50/seat

2.99% processing fee per transaction

  • Multi-sig approvals
  • Admin-level risk thresholds
  • Audit exports
  • Team governance controls
  • Managed recovery (coming soon)
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Safety decisions are revenue neutral.

FAQ

Common questions.

Everything you need to know about Custodi.

VISION

Building toward governed financial infrastructure.

Custodi is evolving into a managed financial environment with identity-backed recovery, policy-based execution, multi-sig business governance, and integrated fiat rails. Safety will remain mandatory.

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